Frequently Asked Questions

Here are some of our most frequently asked questions.

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 What is Title Insurance?
 Can anything go wrong once you have a deed to the property in hand?

 What is Title Insurance?

Title insurance is one-time premium paid to a title company. It guarantees that you own a particular piece of property and guarantees that no one else has a claim to that property. This insurance is only necessary if you are obtaining a mortgage. It is the best protection you have against any claims that may arise out of the past.

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 Can anything go wrong once you have a deed to the property in hand?

Yes, and that's why you need the title insurance. There are matters that could have occurred in the past that could make the property unsalable, such as forgery, a signature by an imcompetent person, clerical errors, incorrect marital status information, undisclosed heirs, improper interpretation of wills, unauthorized signatures, or possible claims made by third parties against the title. Overlooking just one judgment or lien could be an expensive oversight.

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